Workers’ compensation is designed to help support those workers who have been injured at work. The amount of money received should directly correlate with the medical expense and the lost wages associated with the injury. This is why seeking medical attention for any work place injury is crucial. The more information an injured employee can provide when completing the initial injury report, the better.
Employers whose employees engage in high risk or dangerous work activities purchase workers’ compensation insurance. They do this with the understanding that they cannot be sued for work place negligence. Rather, they will pay out of the insurance fund created to address work place injuries. This system has evolved to be a “no fault” resolution to a work place injury. Rather than spend legal fees to find fault, most have relinquished this archaic notion and prefer to focus on the injury.